Property and Liability Insurance for Houses of Worship and Nonprofits in Washington State

Ministry Pacific provides competitive property and liability insurance for houses of worship and nonprofits in Washington state.
 
 

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Coverage for:

  • Churches

  • Houses of worship

  • Ministries

  • Nonprofits

  • Private schools

From Puget Sound to The Palouse region, Ministry Pacific is connecting Washington State’s houses of worship and nonprofits with property and liability insurance. Obtaining affordable insurance can be challenging in The Evergreen State, which is one of the top 10 most-expensive states for cost of living. Washington is home to more than 6,000 houses of worship and 45,000 nonprofits. These religious and community organizations rely on property insurance to protect their facility investments and liability insurance to defend them from litigation-related risks.

Finding insurance coverage for Washington State faith-based and nonprofit organizations
Is it possible to find affordable coverage? The best results are obtained when churches and charitable organizations use the services of an insurance broker. A broker, such as Ministry Pacific, is independent of insurers. As such, we’re able to survey rates, policies and the financial strength of insurance companies. We then present our findings to you, and you decide. Our services are free.

Would you like a free quote? We just need a little information via the form below. Or you can call us at 1.866.870.2700.

GET A COMPLEMENTARY insurance quote for CHURCHes OR NONPROFITs in Washington state

WHO WE ARE

Ministry Pacific is an independent insurance agency exclusively serving houses of worship and ministries. With decades of experience and more than 1,700 clients, we’re uniquely equipped to assist Washington congregations, ministries and private schools in obtaining insurance coverage.

Insurance risks for Washington state houses of worship and nonprofits

Property insurance risks in Washington State
Despite its stunning beauty, the Evergreen State is home to significant perils for commercial property – including facilities owned by houses of worship and nonprofit organizations. These include:

  • Seismic earthquake risk from a major faultline in eastern Washington (The Cascadia Subduction Zone)

  • Wildfire risk in drought-prone regions of eastern Washington

  • Flood risk from swelling rivers and urban flooding

  • Landslides and mudslides

  • Location-specific high-volume snowfall, leading to structural damage or total collapse. Ice dams also form, forcing moisture inside of structures.

  • Frozen pipes can occur when unseasonably cold weather grips an area, resulting in pipe bursts and interior damage.

Liability insurance risks
Washington State ministries and faith-based organizations face liability risks similar to their counterparts in other states. General liability (often called “slip-and-fall”) insurance is the first line of defense. But other coverages, including sexual misconduct, cyber security, employment practices, and embezzlement, are recommended.