Property and Liability Insurance for Houses of Worship and Nonprofits in Oklahoma
Finally: Ministry Insurance That Understands Your Mission
Competitive rates. Conviction-based service. Zero obligation.
Coverage for:
Churches
Houses of worship
Ministries
Nonprofits
Private schools
Ministry Pacific offers property and liability insurance for houses of worship and ministries in Oklahoma. This coverage is competitively priced and created to complement – not complicate – the work of ministry.
Whether you’re located in Guthrie or Guymon, Miami or Mustang (and all places in between), competitive rates and quality coverage may be only a click away.
Our insurers
Ministry Pacific partners with highly-rated insurers including KingsCover, GuideOne, Great American Insurance Group, Philadelphia Insurance Company, United States Liability Insurance Company and Glatfelter Insurance Company.
Which insurance is for me?
As brokers, we work for you. We shop the market and compare your needs to the coverage and pricing offered by insurers, then make recommendations. You decide.
In addition to partnering with longstanding nonprofit insurers, Ministry Pacific is a broker for KingsCover, launched by Texas Baptists in 2025. It’s open to churches and ministries nationwide (not merely Baptists) who are autonomous and affirm these statements of faith.
Who we are
Ministry Pacific is an independent insurance agency exclusively serving houses of worship, nonprofits and ministries. With decades of experience and more than 1,700 clients, we’re uniquely equipped to assist Oklahoma congregations in securing competitive, comprehensive property and liability coverage.
1.866.870.2700
get a no-obligation quote on property and liability insurance IN Oklahoma
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ABOUT Oklahoma CHURCH INSURANCE
Religious organizations, ministries and nonprofits play a vital role in Oklahoma. The Sooner State is home to about 5,000 houses of worship and about 20,000 nonprofits. Property and liability insurance can be a critical ministry partner for churches and other community-based organizations.
Property insurance risks in Oklahoma
Oklahoma is part of a multi-state region called Tornado Alley and has been the location of several devastating tornado strikes. While tornadoes have a fierce reputation, the damage they cause is anything but predictable. Their impact can range from billions of dollars in damage and dozens of deaths to minimal impact. Beyond tornadoes, Oklahoma experiences severe thunderstorms and high-velocity straight-line winds that damage or destroy roofs, windows and exterior equipment. These storms are often accompanied by hail, which impacts structures and vehicles. In addition, the state’s clay-based soils resist water, which can contribute to flooding.
Although Oklahoma winters are generally considered mild, freezing temperatures are common, with the state reaching or dipping below 32 F for two-to-four months each year, depending on location. Frozen pipes can occur if frigid temperatures are prolonged. Snowfall varies across the state in a west-east continuum, with the Panhandle region receiving the most snow and southeastern communities experiencing only a few inches. However, Oklahoma sits in a climactic boundary zone that often yields ice instead of snow. Ice storms disrupt utilities, damage trees and buildings and stall transportation.
Liability risks
Oklahoma ministries and faith-based organizations face liability risks similar to their counterparts in other states. General liability (often called “slip-and-fall”) insurance is the first line of defense. But other coverages, including sexual misconduct, cyber security, employment practices, and embezzlement, are recommended.
about KingsCover
A solution built for churches, on purpose.
Over the past decade churches across the country have experienced rising premiums, shrinking coverage options, and fewer insurers willing to serve ministries – particularly around property, liability, counseling, and protection of children and vulnerable adults. KingsCover was built differently on purpose, with long-term ministry protection at the center.
WHY CHURCHES CHOOSE KINGSCOVER
Professional insurance Shared mission.
Mission-Aligned Protection We exist to protect ministries and enable mission, not simply to sell policies.
Church-Specific Insurance Our coverage is designed around how churches actually operate – their ministries, volunteers, facilities, governance, and outreach.
Clear, Professional Process We provide straightforward quotes, responsive service, and guidance from professionals who understand your mission.
Affordable and Sustainable by Design Through strategic partnerships with church associations and conventions, we operate on a lean structure that dramatically reduces overhead, prioritizing affordability and long-term stability.