Property and Liability Insurance for Houses of Worship and Nonprofits in Colorado

Colorado houses of worship and nonprofits can obtain competitive property and liability insurance from Ministry Pacific.

Contact ministry pacific for a free consultation

Coverage for:

  • Churches

  • Houses of worship

  • Ministries

  • Nonprofits

  • Private schools

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competitive coverage in colorful colorado

Colorado is home to more than six million people, including more than 6,000 houses of worship and 34,000 nonprofits. These organizations rely on property insurance to protect their buildings and liability insurance to defend them from litigation-related risks.

Insurance-related risks for Colorado ministries
The geographic and climactic features that give Colorado its scenic beauty are the same ones that generate risks to property. Buildings, including houses of worship, are tested by the state’s winter snowstorms, which can include severe wind and hail. Depending on the season and location, frigid temperatures can result in pipes freezing and bursting, resulting in severe water damage. Churches located in areas of heavy snowfall can experience roof and structural stress and water damage related to ice dams. In addition, wildfires present a serious risk to nonprofit and commercial facilities. About half of Coloradans live in the wildland-urban interface (WUI) where homes intermingle with flammable vegetation.

Colorado ministries and faith-based organizations face liability risks similar to their counterparts in other states. General liability (often called “slip-and-fall”) insurance is the first line of defense. But other coverages, including sexual misconduct, cyber security, employment practices, and embezzlement, are recommended.

Finding church and nonprofit insurance in Colorado
How can houses of worship and ministries in Colorado obtain competitively priced insurance? Churches and nonprofit organizations can find the best options by using the services of an independent insurance broker. Brokers, such as Ministry Pacific, can act autonomously and are not employed by insurance companies. This allows them to objectively assess rates, policies, and the financial stability of multiple insurance providers serving Colorado.

GET A COMPLEMENTARY CHURCH OR NONPROFIT INSURANCE QUOTE in COLORADO

Would you like a free quote and consultation? We just need a little information via the form below. Or you can call us directly at 1.866.870.2700.

WHO WE ARE

Ministry Pacific is an independent insurance agency exclusively serving houses of worship and ministries. With decades of experience and more than 1,500 clients, we’re uniquely equipped to assist Colorado congregations, ministries and private schools in obtaining insurance coverage.