Property and Liability Insurance for Houses of Worship and Nonprofits in Texas

Ministry Pacific provides competitive property and liability insurance for houses of worship and nonprofits in Texas.

Contact ministry pacific for a free consultation

Coverage for:

  • Churches

  • Houses of worship

  • Ministries

  • Nonprofits

  • Private schools

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Texas: insurance for cause-driven organizations in THE lone star state

Texas is home to more than 31 million people and leads the nation is numeric population growth. It’s in the top five states in terms of growth as a percentage of existing population. The state’s faith-based and human services organizations haven’t been left out of this expansion. The Lone Star State is home to about 30,000 houses of worship and more than 159,000 nonprofit organizations. Things are known for being big in Texas, and the numbers are in line. It has more churches than any other state in the nation. In terms of nonprofits, it ranks only behind California. These religious and community organizations rely on property insurance to protect their facility investments and liability insurance to defend them from litigation-related risks.

Insurance-related risks for Texas ministries
Because Texas is so large and geographically diverse, commercial properties face a broad category of risks.

  • Thunderstorms and hail are prominent in the central and Panhandle portions of the state – Texas is one of the nation’s leading states for hail damage claims. Flash flooding is a related hazard.

  • Storm surges and hurricanes can afflict the 367-mile Texas coastline along the Gulf of Mexico.

  • Although Texas is generally a hot-to-mild weather state, arctic blasts can occasionally wreak havoc with ice, snow and power failures. If buildings are not insulated for sub-freezing temperatures, frozen and bursting pipes are a real possibility. For most of the state, ice storms are a greater threat than snow. Ice accumulation can result in roof damage or even structural failure.

  • Texas is one of the nation’s leaders in terms of wildfire risk and exposure.

Finding church and nonprofit insurance in Texas
Can houses of worship and ministries in Texas obtain competitively priced insurance? Churches and nonprofit organizations can find the best options by using the services of an independent insurance broker. Brokers, such as Ministry Pacific, can act autonomously and are not employed by insurance companies. This allows them to objectively assess rates, policies, and the financial stability of multiple insurance providers serving Texas. There is no cost to the client.

GET A COMPLEMENTARY CHURCH OR NONPROFIT INSURANCE QUOTE in Texas

Would you like a free quote? We just need a little information via the form below. Or you can call us at 1.866.870.2700.

WHO WE ARE

Ministry Pacific is an independent insurance agency exclusively serving houses of worship and ministries. With decades of experience and more than 1,700 clients, we’re uniquely equipped to assist Texas congregations, ministries and private schools in obtaining insurance coverage.