Property and Liability Insurance for Arkansas Churches and Ministries
Finally: Church Insurance That Understands Your Mission
Competitive rates. Conviction-based service. Zero obligation.
In partnership with KingsCover, Ministry Pacific is offering property and liability insurance for houses of worship and ministries in Arkansas. This coverage is specifically created by Southern Baptists and for Southern Baptists.
Whether your congregation is situated in Bentonville or Bryant, Fayetteville or Forrest City (or places in between), competitive rates and quality coverage may be only a click away.
Who we are
Ministry Pacific is an independent insurance agency exclusively serving houses of worship and ministries. With decades of experience and more than 1,500 clients, we’re uniquely equipped to assist Arkansas congregations. Our customers include hundreds of Southern Baptist congregations and more than a dozen Southern Baptist church associations.
Through KingsCover, we offer competitive property, liability, cyber, auto, and workers’ compensation coverage for houses of worship and ministries in Arkansas.
get a no-obligation quote on property and liability insurance IN ARKANSAS
about KingsCover
A solution built for churches, on purpose.
Over the past decade churches across the country have experienced rising premiums, shrinking coverage options, and fewer insurers willing to serve ministries – particularly around property, liability, counseling, and protection of children and vulnerable adults. KingsCover was built differently on purpose, with long-term ministry protection at the center.
WHY CHURCHES CHOOSE KINGSCOVER
Professional insurance Shared mission.
Mission-Aligned Protection We exist to protect ministries and enable mission, not simply to sell policies.
Church-Specific Insurance Our coverage is designed around how churches actually operate – their ministries, volunteers, facilities, governance, and outreach.
Clear, Professional Process We provide straightforward quotes, responsive service, and guidance from professionals who understand your mission.
Affordable and Sustainable by Design Through strategic partnerships with church associations and conventions, we operate on a lean structure that dramatically reduces overhead, prioritizing affordability and long-term stability.
Learn more about KingsCover in this article by the Baptist Standard.
MORE ABOUT MINISTRY PACIFIC INSURANCE SERVICES
ABOUT ARKANSAS CHURCH INSURANCE
Houses of worship, ministries and nonprofits play a vital role in Arkansas communities. The Natural State is home to nearly 6,000 churches and 18,000 nonprofit organizations. Property and liability insurance can be a critical ministry partner for houses of worship and other community-based organizations.
Natural disasters
Although it has a temperate climate, Arkansas faces risks from tornados, wind and ice storms and flooding. Wildfires, although not as prominent or destructive as in arid states, can also threaten property. Although many churches have property insurance, a key question is: Are they insured adequately to cover rebuilding and all associated costs? In our experience, many congregations are underinsured – meaning they lack enough coverage to rebuild in today’s environment.
Liability risks
Churches nationwide face challenges from general liabilities and more specific risks. The most commonly known are slip-and-fall injuries. Yet the number one cause of litigation against churches is sexual abuse. In between these examples are the risks of embezzlement, cyber security, active shooters, motor vehicles and workplace law violations. Liability insurance provides a legal defense when congregations are sued. The value of this benefit is often overlooked. A self-insuring congregation would need to pay legal fees costing hundreds of dollars per hour over an unknown timeframe, potentially leading to bankruptcy. Liability insurance is a valuable ministry partner for Arkansas churches.