Property and Liability Insurance for Houses of Worship and Nonprofits in Pennsylvania
Finally: Ministry Insurance That Understands Your Mission
Competitive rates. Conviction-based service. Zero obligation.
Coverage for:
Churches
Houses of worship
Ministries
Nonprofits
Private schools
Ministry Pacific offers property and liability insurance for houses of worship and ministries in Pennsylvania. This coverage is competitively priced and created to complement – not complicate – the work of ministry.
Whether you’re located in Allentown or Altoona, Erie or Easton (and all places in between), competitive rates and quality coverage may be only a click away.
Our insurers
Ministry Pacific partners with highly-rated insurers including KingsCover, GuideOne, Great American Insurance Group, Philadelphia Insurance Company, United States Liability Insurance Company and Glatfelter Insurance Company.
Which insurance is for me?
As brokers, we work for you. We shop the market and compare your needs to the coverage and pricing offered by insurers, then make recommendations. You decide.
In addition to partnering with longstanding nonprofit insurers, Ministry Pacific is a broker for KingsCover, launched by Texas Baptists in 2025. It’s open to churches and ministries nationwide (not merely Baptists) who are autonomous and affirm these statements of faith.
Who we are
Ministry Pacific is an independent insurance agency exclusively serving houses of worship, nonprofits and ministries. With decades of experience and more than 1,700 clients, we’re uniquely equipped to assist Pennsylvania congregations in securing competitive, comprehensive property and liability coverage.
1.866.870.2700
get a no-obligation quote on property and liability insurance IN Pennsylvania
Thanks for your interest! Call us directly at 1.866.870.2700 or provide a few details in the form below and we’ll respond promptly.
ABOUT Pennsylvania CHURCH INSURANCE
Religious organizations, ministries and nonprofits play a vital role in Pennsylvania. The Keystone State is home to at least 10,000 houses of worship and about 80,000 nonprofits. Property and liability insurance can be a critical ministry partner for churches and other community-based organizations.
Property insurance risks in Pennsylvania
Pennsylvania business properties – including houses of worship and nonprofits – face risks ranging from Atlantic-based storms to lake-effect cold and snow. In addition, owners of historic buildings requiring repairs may be encumbered with high prices due to the cost of code compliance and the expertise required for preservation. Some areas of the state also experience the added risk of mine subsidence (the collapsing effect of old mines).
The state experiences climactic extremes. Eastern Pennsylvania can experience vestiges of Atlantic hurricanes. The state’s mountainous topography combined with generous rainfall can result in frequent flooding. This is often driven by New England’s Nor'easters. In winter, snowfall ranges from about 20 inches in the east to up to 100 inches near Lake Erie and in highland areas. Prolonged freezing temperatures can lead to frozen and bursting pipes and significant interior damage. Snowfall accumulation and ice dams can lead to roof and structural damage and force water into building interiors.
Liability risks
Pennsylvania ministries and faith-based organizations face liability risks similar to their counterparts in other states. General liability (often called “slip-and-fall”) insurance is the first line of defense. But other coverages, including sexual misconduct, cyber security, employment practices, and embezzlement, are recommended.
about KingsCover
A solution built for churches, on purpose.
Over the past decade churches across the country have experienced rising premiums, shrinking coverage options, and fewer insurers willing to serve ministries – particularly around property, liability, counseling, and protection of children and vulnerable adults. KingsCover was built differently on purpose, with long-term ministry protection at the center.
WHY CHURCHES CHOOSE KINGSCOVER
Professional insurance Shared mission.
Mission-Aligned Protection We exist to protect ministries and enable mission, not simply to sell policies.
Church-Specific Insurance Our coverage is designed around how churches actually operate – their ministries, volunteers, facilities, governance, and outreach.
Clear, Professional Process We provide straightforward quotes, responsive service, and guidance from professionals who understand your mission.
Affordable and Sustainable by Design Through strategic partnerships with church associations and conventions, we operate on a lean structure that dramatically reduces overhead, prioritizing affordability and long-term stability.