Property and Liability Insurance for Houses of Worship and Nonprofits in Indiana

Ministry Pacific provides competitively-priced property and liability insurance for houses of worship and nonprofits in Indiana.

Contact ministry pacific for a free consultation

Coverage for:

  • Churches

  • Houses of worship

  • Ministries

  • Nonprofits

  • Private schools

GET A QUOTE

Indiana: seven million residents and a vibrant faith community

The Hoosier State is home to about seven million people as well as approximately 6,000 houses of worship and more than 47,000 nonprofits. These religious and community organizations rely on property insurance to protect their facility investments and liability insurance to defend them from litigation-related risks.

Insurance-related risks for Indiana ministries
Indiana shares many business property risks with other inland plains states. But it has its own unique hazards as well. The state borders a severe weather corridor populated by thunderstorms, hail and high winds. These phenomena can result in damage to roofs, outdoor equipment and commercial vehicles. In addition, tornado activity has been on the rise in recent years. The state has traditionally averaged touchdowns in the range of about 20 annually. Aggressive rainfall can also result in flash floods and river surges.

Indiana experiences strong north-south temperature and precipitation variations. Northern counties can experience lake effect snow (from Lake Michigan) that results in up to 60 inches per year. Southern counties experience less than half of that amount. Temperatures generally vary about 10 degrees between the northern and southern regions. Depending on the location, regions of the state can experience freezing temperatures for more than a third of the year. Regions that accumulate heavy snowfall are prone to experience roof damage and even structural collapse. Extended periods of freezing can result in the freezing and rupturing of uninsulated and unheated pipes. Even a small leak – left unchecked – can wreak havoc on a building’s interior structure.

Indiana ministries and faith-based organizations face liability risks similar to their counterparts in other states. General liability (often called “slip-and-fall”) insurance is the first line of defense. But other coverages, including sexual misconduct, cyber security, employment practices, and embezzlement, are recommended.

Finding church and nonprofit insurance in Indiana
Can houses of worship and ministries in Indiana obtain competitively priced insurance? Churches and nonprofit organizations can find the best options by using the services of an independent insurance broker. Brokers, such as Ministry Pacific, can act autonomously and are not employed by insurance companies. This allows them to objectively assess rates, policies, and the financial stability of multiple insurance providers serving Indiana. There is no cost to the client.

GET A COMPLEMENTARY CHURCH OR NONPROFIT INSURANCE QUOTE in Indiana

Would you like a free quote? We just need a little information via the form below. Or you can call us at 1.866.870.2700.

WHO WE ARE

Ministry Pacific is an independent insurance agency exclusively serving houses of worship and ministries. With decades of experience and more than 1,700 clients, we’re uniquely equipped to assist Indiana congregations, ministries and private schools in obtaining insurance coverage.